Car Insurance

How does my credit score affect my ability to pay for my car insurance if it's automatically deducted out of my bank account? The insurance is forced on us all by law if we drive or own a car. So why then is does my policy cost more than another guy's due to credit score? Just another way for insurance companies to rip you off in their theft scam. Making me pay more for that reason is theft in my opinion.
So when will we do something about it? Well, if your not paying more now, chances are you wont write to your congress person or senator to request it be fixed, not till it affects you. I think we all need to pop our heads out, and start writing to our represenitives for what ever is on your mind. Until we do, congress will continue to think they tell us what to do and companies are our keepers of all.

Insurance crap

Corporations and insurance companies seem to have all of us by the sack. Just little slaves we are. If you get sick or have Emphysema as I do, the short term/long term disability you have and help pay for, yeah, that's it, you just pay for it. You wont get it when you need it. I got disability from Sedgwick CMS for about 10 weeks and just before FMLA is up tomorrow, they decided I can work. My doctor says I can't and I know I can't. I didn't even make it to long term that I paid for out of my check. Seems that insurance companies are involved in theft of employer and employee money cause they sure don't pay when needed. Now I loose my oxygen machine and medications cause I loose my medical coverage and the replacement income for my family. Now I will be a pre existing case to another insurance company and may not be covered. I wasn't even offered a different position in the company before closing my claim. I wrote to Senator Hutcheson to ask that legislation be formed and passed to protect us from such theft of all that we thought we would have if needed. I'm sure that will be thrown aside. Our congress doesn't seem to help the people. Can you imagine how many people have been affected this same way? I think it will continue because we wont do anything about it. If it doesn't affect you it's not a big deal, till it happens to you.
My advice would be to not pay for long term insurance and don't plan on being out of work more than 12 weeks even if it looks like the rest of your life. You will not be paid. I know if I took your money and made promises to pay you when needed and didn't, I would be on the news and thrown away like a smelly sock.